It Works Wrap Review – Scam or Legit

It Works Wrap Review:  It Works was founded in 2001 by Mark & Cindy Pentecost.  It is a Multi-Level Marketing (MLM) that sells body wrap and fat fighter supplements. People that joined the program and become distributors are called “Wrapreneurs.”


While researching on your behalf, I found this interesting lawsuit filed in the Superior Court Of The State Of California County Of Marin, October 28, 2014.  Click here to see the filed court document.

17. It Works has manufactured, distributed and/or sold the Covered Products containing
lead into the State of California. Consumers have been ingesting these products for many years,
without any knowledge of their exposure to lead, a very dangerous chemical.

18. For many years, It Works has knowingly and intentionally exposed numerous persons
to lead, without providing a Proposition 65 warning. Prior to ERC’s Notices of Violation, It Works
failed to provide a warning on the label of the Covered Products. It Works has at all times relevant
hereto been aware that the Covered Products contained lead and that persons using these products
have been exposed to the chemical. It Works’ website repeatedly asserts that the company’s
products are “safe, effective, and grounded in natural, botanical principles”, and that they are
produced from “the highest quality natural ingredients”.

It Works Wrap Review

Name: It Works – Global
Price: $99.00 plus tax and shipping to join as a distributor
Owners: Mark & Cindy Pentecost
Headquarter: Bradenton, Florida
Inception Date: 2001
Overall Rank: 25 out of 100


It Works, Product Overview

It Works is a Multi-Level Marketing that sells bodywrap and fat fighter supplement products.  To purchase them you have to go through their Independent Distributors Network.  When you become a distributor,  you then are part of the MLM.

The Pros and The Cons

The Pros:

  • Residual Income Opportunity on reordering products
  • Distributors get a replicated website
  • Well established Company (2001)


  • Body Wrap does not work for everyone
  • Results are ONLY temporary
  • Three months commitment or you will get charged $50. Cancellation fees
  • You’re required to spend money as a distributor to qualify for commissions
  • $35 annual fees to renew distributor agreement


Who is It Works Global For?

It Works is not for everybody.  You must be self-motivated and very focus to succeed.

It Works Global Products sold through Distributors 

The Products:

Those products have not been clinically proven or evaluated by the FDA or any regulatory or governmental agency.

  •  Body Wrap a/k/a Ultimate Body Applicator:  Company claims that it often starts to produce visible results within as little as 45 minutes, and the active ingredients continue to tone and tighten for up to 72 hours after application.
  • Fat Fighter:   Is supposed to battle of the bulge, balance blood glucose levels and reduce food cravings
  • Green Supplements
  • Weight Management Products Like shakes and energy bars
  • Personal Care Products


How To Become an It Works Distributorit works

You must purchase a $99 (plus tax and shipping) Business Builder Kit and sign up for the 80bv Autoship which means you need to purchase or enroll

You will also get your distributor website which is free for the first 30 days, then $20 per month.

It Works Compensation Plan

A distributor is the first level:  You will earn 10% for your first two customers and 5% for each new distributor you sign up.  You will need to purchase the Business Builder Kit or enrolled four customers.

Click here to view the Complete Compensation Plan


It Works Global Support

It Works has a back-office available to all their distributors:  It is called eSuite.  Distributors can watch training videos, access documentation and so on.

How to use It Works eSuite Video


It Works Global Price

A brief overview of pricing to become an It Works Distributor:


-$99 plus tax and shipping to receive your Business Builder Kit which includes four wraps.  Upon ordering the kit,  you will have the right to sell their products.  After you paid for your Business Builder Kit, you will get wholesale pricing on the product which can vary between 40-50%.

-Additional $35 annual fees to renew distributor agreement


It Works Complaints

Wate 6 On Your Side ABC News

KNOXVILLE (WATE) — Former Knoxville ‘It Works’ distributor warns others to ‘check the fine print’- Published:   Updated: 

Better Business Bureau

There are 388 Customer Complaints (1) filed with the BBB.  It Works Global has a C+ rating with them.

Ripoff Report

It Works! Body Wraps It Works! Body Slimming, It Works! Global, It Works!, It Works Loyal Customer Program Is A Scam – Beware – Read all the fine print before giving them your Credit Card Information! Grand Rapids, Michigan – Reported by TellingItLikeItIs

To see more complaints Click on the picture below

It Works


In an article published by “Truth In Advertising,” you can read the following:

The Florida Attorney General has received several complaints against the company, which obtained under a Freedom of Information request. Many of the complaints detailed the how difficult it is to cancel orders and obtain refunds.

As of January 2016, It Works Global aka Crazy Wrap Thing had 281 complaints filed with the FTC. Many of the complaints allege, among other things, difficulty contacting the company and problems canceling auto-shipments.

The FDA also has one adverse event reported for It Works aka Crazy Wrap Thing.

My Final Opinion of IT WORKS

My honest opinion is that if you are a newbie in MLM, I will stay away from It Works.  There is a lot of other companies out there that you can earn real passive income, Wealthy Affiliate is one of them.  But if you are looking to make quick money online you will just get scammed as this DOES NOT EXIST my friend!  In any businesses online or offline you need to work very hard!

IT WORKS GLOBAL at a Glance…

Name: It Works – Global
Price: $99.00 plus tax and shipping to join as a distributor
Owners: Mark & Cindy Pentecost
Headquarter: Bradenton, Florida
Inception Date: 2001
Overall Rank: 25 out of 100

VERDICT: LEGIT because they have not been shut down by FTC but …..

Share your It Works Global experience with us either as a distributor or customer.

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Use Social Media For Business Marketing – Learn How

Greeting Friends!  Let me ask you a critical question:

Are you using Social Media for Business Marketing?  If not, you are missing out on great marketing opportunities! Nowadays the use of social media to promote the name of your brand and business and tell your audience about your goods and services is a must!

Social Media is great to get the word out about your business existence, and it helps get the word out!  What is also great about the Use of Social Media for Business Marketing besides exposure, is that you can grow a relationship with your audience!

I recall years ago when I first started in Real Estate I was passing out thousands and thousands of flyers, making cold calls which most of them were leading to rejections… back then, that was one way to get exposure.

Then came along the social media..I saw people posting their business opportunities, Realtors sharing their listings and so on. So I started to blast the media with listing as well.  It didn’t do too well.  Do you know why?  Because I was thinking about me, I need to sell my listings…. Instead of thinking about peoples’ needs. What was their problem and how could I help them.

So yeah, lesson learned!  You must think about your audience NOT you!  You must assist them to FIND a solution to their problem!

Social Media

Social Media Marketing to Succeed

Know Your Audience

Do some research – Find out what is going on within Social Media? What people discuss? What’s their interest? Once you get the answer, then you need to find out how to meet their needs by finding a way to resolve their problems.

Make The Right Choice

Don’t use a gazillion of social media.  Use the best one for your targeted audience.  Better to use less and be more efficient than using a lot and not targeting the right one.

Write A Plan

As you did when creating your website, you should also first write a social media marketing plan. Use a unique strategy for each social platform.

Make Time

At the beginning of each week set up some time to schedule (thirty to sixty minutes) your Social Media marketing content. Make sure your content is helpful to your audience.

Keep Track

Create a spreadsheet with social media content to keep track of when and where you post.

Social Media

Each Social Media is unique so don’t treat them like if there were all the same.  I suggest that you learn to use the Groups function within Facebook.

Get Ready

Don’t treat all social media networks the same.  Familiarise yourself with  Facebook Groups, do the same with LinkedIn and other social media.  Post related content within in the groups, but only keep in mind how the audience differs from one social media to the other.

Be Responsive

Interact with your audience.  Respond to their comments on social media and on your website.  Don’t ignore feedback or comments even if they are negative. By doing this, you will be building a relationship with your audience!


Reporting and metrics all depend on your social media marketing goals.  It can be done weekly, bi-weekly or monthly.  Check your campaign to see what is effective and what is not.

Reanalyzing Social Media

You should reanalyze your social media marketing strategy on a regular basis, just like content on your internet site. Do some testing to see what works best.

Email Marketing


The Portent Free Content Idea Generator

Step 1:  Click on the bonus


Step 2:  

Type in a keyword or sentence into the box provided such as:

“Social Media Marketing” and click the white arrow to submit:

content Bonus


Then this is what will appear:

(Inside the blue circle)

content bonus 2

“When Social Media Marketing Sends You Running for Cover”


Not happy with that one? Just click the refresh icon next to the subject box (white circular arrow thingy), and it will produce another headline. Click again for another and repeat until you find one you like and feel will get lots of social media attention.

Use Facebook Group For Marketing Your Business

Lots of people start a Facebook Group to market their business. Remember what I mentioned earlier:  “Instead of thinking about peoples’ needs…what was their problem and how could you help them.”… therefore if you start creating a group and invite people to join, then spam your Facebook group with links to your website, you are thinking about YOU.  Instead of asking people, join groups and help them with their problems.


Lots of people start a Facebook Group to market their business.  Remember what I mentioned earlier:  “Instead of thinking about peoples’ needs… what was their problem and how could you help them.”…therefore if you start creating a group and invite people to join, then spam your Facebook group with links to your website then, you are thinking about YOU.  Instead of asking people to come to you, you go to them by joining groups and help them with their problems.

Once again, I hope you find this information useful. Please comment below and share!

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How To Make Money On eBay Partner Network

Hey there, friends!  Thanks for stopping by today!  I guess you are all here because you want to find out How To Make Money On eBay Partner Network!  Ok, so let’s get started.

It all begins with Passion! This is just how it works.  You will get paid for sharing the eBay listings that you love. How freaking cool is that?

Get your FREE eBook NOW:

ebay book


This is how success works on eBay:  Find, Share, and Earn!

Find It:  ebay

Whatsoever you are passionate about, you will find it on eBay!

If you are a person with a bunch of followers on your Tweeter account or just a blogger or even starting an online business, you know what people like by now. If you are unsure, you can always use a keyword tool to research if your product is in high demand and what keyword to use to hit the highest traffic.

Current eBay PArtners  find success by linking to these areas of eBay:

ebay boots

Search Results Link to an entire search results page to give your audience a wider selection.

Here is an example:  Let’s say that you are a buyer and in the market to purchase new wooden sunglasses.  You will search the internet to find reviews on that by keeping in mind that there are fake reviews out there.  After reading some reviews, you are ready to make a purchase.  You click on the link of one of those reviews to buy the item.  That link is a perfect example of affiliate marketing.  The person who promotes those sunglasses will earn an affiliate commission.    Affiliate marketing does not only comes with links to share, but there are also many channels such as reviews, banner ads, social media and so forth.

eBay has over 800 million listings, therefore, you can extend your audience links to products you and your visitors are passionate.


Share Itebay

Once you find a product (s) and you have verified its popularity, now it’s the time to share it with your audience.

Obtain the tools you need to succeed.

eBay has a diversity of tools like link generators that allow you to add a few choice items to your site or high-volume product feed to your relevant niche products.

The most important thing is knowing what’s working for you.  I’m sure you will agree with me here.

eBay provides you with insights easy-to-understand reports and analytics geared toward evaluating and improving.

3 Key Questions Every Affiliate Should Ask:ebay

  1. What’s going on?  What is causing your current performance?  Once you have a better understanding of the “how” then next will be to find out the “why.”  
  2. Why was it happening?  What are the main factors that are driving your performance? What might have changed that could have led to the results you’re seeing?  It goes both ways too:  increase sale volume or decrease.  You have to be able to determine the what and the “why” then you can do something about it.
  3. What can I do about it?  This is where the “optimization magic” takes place. Okay, here we go!  Let’s say your sale earnings were the highest ever last month.  So you need to dig and research the WHY.  Once you find out what else different you did that month, then you focus more on the change and promote similar items.  The location of the item is something to check also.  If you move the article to a different spot on your site could be a reason for the earnings increase.



  1. Get a page on eBay that you’d like to share
  2. Use one of our tools to create a trackable link to that page
  3. Share your trackable link to your audience
  4. When someone clicks your link and makes a purchase, you earn commission

Sharing = Promoting

eBay Marketing Tools:

eBay Marketing Tools provide you with a bunch of different ways to insert affiliate links into your website, blog, or social posts to drive traffic to eBay and earn commissions. eBay affiliate tools can be a key factor to your online success.

Earn It:Ebay partner earning

When you share something you are passionate about it is then easy to brag about it and on top of that get paid when they sell.

Ok, now is the BIG Question:  What do I get paid?

eBay pays a percentage between 50% – 70% revenue whenever you send someone to your eBay partner link, and they purchase within 24-hours, even if auctions take up to 10 days to finish.

OK, but how does eBay determine the percentage they are paying us?  Excellent question!  Here how it goes:

It all depends on the item category – like electronics or fashion.  They also have that great thing going on like if your customers haven’t bought anything in the past 12 months, you can earn additional cash!

Now I hear You!  Here comes the next Question:  When do I get paid?

eBay Partner Network (EPN) pays you once a month if you have reached the minimum requirement for payment which is $10.

Here is your final Question:  How do I get paid?

Purchases are posted with your earnings the day after the sale occurred. You can always go to your dashboard to review your earning.

Jump-start your affiliate marketing program:

Now that you have learned How To Make Money On eBay Partner Network Lets start making money shall we?  The following is some affiliate marketing guides that you need to jumpstart your earning!

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Create A WordPress Site In Seconds

Okay, I know what you are thinking! “Yeah, right….I am lucky if I can do this in an hour!” Stick with me, and you will create a WordPress Site in Seconds!


Your website is crucial as it is the foundation of your business. You need to think of it as a front-store.  You need to create traffic and build brand and trust within your audience so you can promote and then monetize.

The below video will show you how you can create a WordPress Site in Seconds with the SiteBuilder platform that will be fully operational, profit ready!wordpress website plateform

If you have never seen a WordPress before, it might look very complicated at first glimpse, but trust me it is the simplest platform ever.

WordPress is the most powerful and widely used website platform in the globe. Over 30% of ALL websites create a site with WordPress, and it also delivers a broad range of “add-ons” known as plugins that you can use to extend the functionality of your site.

Should you choose to install your website with Wealthy Affiliate, it will come with two pre-install most useful plugins to your site automatically, and your first step is going to be activating these plugins.

Ok, enough talking let move on to “Create A WordPress Site In Seconds!

Just click on the video below to watch that will walk you through the SIMPLE process of installing a WordPress website from scratch.  OK Ready, Set, Watch!

Create a WordPress site in seconds


Easy I right?  I remember over ten years ago when I built a website; it was so complicated.  You needed to have some technical knowledge to create a site.

Get Your OWN Niche WordPress Site setup for FREE!  Yeah, you heard me WELL:  FREE

In two easy steps, you can be up, running and start building a strong foundation (relevant keyword content)!

First Step:  Setup a FREE Starter Wealthy Affiliate Account

Second Step:  Create Your WordPress Site

You can build and host up to 2 FREE websites as a Starter Member…So where can you get this for FREE?

Building Your Website

The building process consists of 4 easy steps to follow. To access the SiteBuilder and EVERYTHING related to your site, you will just click the light blue “SiteRubix” button in the main menu.


Step One:  What Kind Of Website Do You Want To Build?

What I mean by that is that there are two types of Website options:  a FREE website or on your domain.

If you choose to get your domain you can “register” right within Wealthy Affiliate, no need to go anywhere else, hey even do your hosting!

If you choose the FREE website as a Starter member, you will be building a website on the domain. You can create and host up to 2 FREE sites as a Starter.

If you opt for your domain,  You can build and host 25 free sites as a Premium member, and the ability to create additional 25 sites on your domains for a total of 50 Websites!!!

When Choosing a name for your site, it has to be relevant to your niche. Type the name you have selected in the domain field to check the availability. This will be your website URL and your brand, moving forward.

SiteRubix Domain

Step 3:  Time to Choose a Website Name

Make sure the name of your site matches your domain.

SiteRubix Domain name

Step 4: Choose a Theme

Choose a “look” for your theme

As a FREE Starter member, you will be able to choose from 12 templates.  As a thought, you will have access to over 2,464 “Themes.”

SiteRubix themes


Once this is all done, you are ready to log into your back office, which is your WordPress Dashboard!

Your WordPress Dashboard will look like this:

WordPress Dashboard

The real next thing to do will be to activate the two pre-installed plugins:  “All in One SEO” and “EWW Image Optimizer.”

WordPress Plugin

Make sure to delete “Default Posts, Pages, and Comments.”

You will notice that there are preset Default Posts, Pages, and Comments.  Remove those preset contents before creating the one relevant to your niche.

You now live and ready! 

Believe it or not, those sites are getting impressive rankings in Google.   I would like you to read an article posted by a member of the Wealthy Affiliate Community. Over 4,200 clicks in less than a month, all natural traffic and all with the FREE website he created!  Read the story here.

I need a Favor from you…..

After building your website, please come back here and post your site in the comment box below, that is FREE traffic for you 🙂  Also can you share this page with any friends and on social media so we can help others to build their FREE website!

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Pure Leverage Complaints – Review

While researching online, I found many Pure Leverage Complaints that I would like to share with you.

Ripoff Report _ Pure Leverage Complaint Review Internet.

Ripoff Report on Joel Therien CEO of Pure Leverage

Ripoff Report on Joel Therien

Pure Leverage, is backed up by GVO (Global Venture Opportunities).  The umbrella company was founded in 1999.

I have also found 4 Pure Leverage complaints with the BBB against their umbrella company GVO:

4 complaints closed with BBB in the last 3 years | 2 closed in last 12 months.  GVO has been rated F by BBB which is the lowest rating

Pure Leverage is an online opportunity that leverages the power of its member base to make YOU money without experiencing the common challenges, problems, or pitfalls that most go through when attempting to start a successful home-based business.  – GVO Pure Leverage Site

What is wrong with this picture?

Without experiencing the challenges of pitfalls!  Yes, You are right!  This sentence should be a red flag right there!  We saw in my previous post “Fear Of Failures” that experiencing pitfalls is only natural when you are trying to build a successful online business.  Successful persons are individuals who refuse to get knocked down and keep on going.


Pure Leverage ReviewPure Leverage

Name: Pure Leverage
Price: $24.95 + $19.95/mo, $141.90/mo
CEO: Joel Therien
Inception Date: March 4, 2012                                                                                                                                                         Overall Rank: 25 out of 100

Pure Leverage, Product Overview

Pure Leverage is a copycat of Empower Network MLM company. It is an”all in one” scheme that claims to do all the hard work for you.

The Pros and Cons


PRO #1  Complete explanation guide provided
PRO #2  The cost of the program is a lot lower than other similar schemes out there
PRO #3  Full 30 days money back guarantee


CON #1  The blogging page is the same for everybody with the same domain name.
CON #2  Pyramid Scheme

Con #3  Their support team is awful

Who is Pure Leverage For?

Pure Leverage is for people who have prior online experience.  I would not recommend this for newbies.  If you are new with online marketing Pure Leverage is not for you.  If you are looking to make money online, then I would recommend checking this online Training.

Pure Leverage Tools & Training  

Web Presence & Site:

  • Web Presence & Site
  • Lead Capture System
  • Auto Responder
  • Video: Email & Streaming
  • Live Conference Room
  • Elite Live Coaching
  • 100% Commissions

Pure Leverage Support

Email Support Only.  On different forums, I saw lots of complaints about their customer service.

Pure Leverage Price

For the core program “Elite Marketing Tool Suite” the cost to join is $24.95/mo:  During the sign up there are optional upsells.

If you want to become an affiliate, it will be an additional $19.95 a month

They also have another program called VIP for $97 a month.  This program offers training and turnkey campaigns.


  • Take Massive Action:   It time payment of $97: It is a Series of videos from internet gurus teaching you how to succeed with the Pure Leverage MLM System. 
  • Smart Marketing Coaching: It will cost you $47/month extra – This is simply a marketing program teaching you how to succeed with the Pure Leverage System.
  • I.P Syndicate Center – $97/month. If you add this program, they claim that you will be able to make a bigger commission.
  • GotBackup – $7.99/month to 12.99/month.  With Got Backup you will receive unlimited backups and unlimited storage for all your data.
  • Online Marketing Masters Workshop – $497 one-time payment; another video series “Take Massive Action.”  It teaches you the basic of building success online
  • Freedom Live 2014 Las Vegas – $197 one-time fee. This video is very motivational for many reasons.  Pure Leverage has a yearly event where they gather successful online entrepreneurs.    They give tips on how to reach online success, and this is entirely recorded on video.  You can then purchase his video once a year.

pure Leverage


You will need to pay the level you want to earn money.  For instance, if you want to make money promoting the VIP level you will have to pay $141.90 per month.  Kind of a bait and switch tactic that we find within the MLM

Pure Leverage is not like a real MLM Model.  They have real tools and merchandise within the platform. You are selling people into your downline, so it is a real business model here.

The purpose of the Pure Leverage program is to get other people to join under you. (MLM)  One of their big selling speech is they claim you get 100% commissions, but you only really get 100% in the first month for referring others into this scheme.

Pure Leverage payment structure

pure leverage paymen structure

This is an MLM scheme.  Why? You are selling the same product you are getting to others.  That is the way you make money!

My Final Opinion of Pure Leverage

My fair, insightful and hopefully the most thorough, opinion of the Pure Leverage System is that it is another MLM Schemes.  In conclusion, you are building somebody else dreams, helping them strengthen their empire instead of creating your own.

Pure Leverage is a program that claims you will get“100% commission”. In reality, it is only for the first month.  They make you feel that when you join for $24.95/month, you have everything when in fact you need to invest $141.90 per month if you want it all and that is beside the upsells that you can add on.


Pure Leverage at a Glance…

Name: Pure Leverage

CEO: Joel Therien
Price: $24.95 + $19.95/mo, $141.90/mo
Overall Scam Rank: 25 out of 100


Pure Leverage has good Tools, infinite of Upsells,  Customer Support Complaints, Support done through email only, Final Verdict:  I do not recommend this system.

Please share any experience you had with the Pure Leverage program in the comments box below;  I would like to hear from you.

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Tips Avoiding Scams

Online scams are schemes to con you out of your money by using the internet and your computer.  But, how?  Very simple!  Stay with me.  They use either a fake website or fake emails!  Listen to this:  there are also many different ways that scammers can get into YOUR computer and steal your money (of course by that I mean going to your online bank account) and they can also steal your identity.  The great thing is that there are ways to protect yourself from that and there are tips avoiding scams.(1)

I have put this article together to help detect scammers and to learn tips avoiding scams.

Crooks use clever schemes to defraud millions of people every year. They often combine new technology with old tricks to get people to send money or give out personal information. Here are some practical tips to help you stay a step ahead. -FTC

>>10 Things you can do to Avoid Scams<<<

FTC has an excellent article about Tips Avoiding Scams (2)

  1. Keep your personal information to yourself
  2. Socialize safely online
  3. Consider the National Do Not Call Registry
  4. Stay away from “guarantees” of scholarships
  5. Don’t buy bogus weight loss products
  6. Understand credit
  7. P2P file-sharing can be risky
  8. Travel scams turn summer breaks into summer busts
  9. Phishing scams reel in personal information
  10. Some employment services are scams

Watch a short video explaining how to get smart with your data:  Click here

How to spot a fake email:

Con artists can easily simulate an official-looking email, using the same logo and email design as the actual company.    I am sure you did get phishing emails that look like they are from your depository financial institution.

Often your guard is down when you receive an email from a company you’ve dealt with before, such as your bank or an online shopping site you utilize.  Always be alert to a fake before clicking on any links or opening any attachments.  Call your bank or any other company to verify if they sent you this email.

How to Find if a Website Is Legitimate

Wiki teaches you how to appraise an internet site’s credibility before using it. Also, you will determine the basic internet safety, how to use Google’s Transparency Report and the Better Business Bureau’s site to verify a web site’s legitimacy.  So refer to those tips before getting involved with any company online, either to purchase goods from, joining an Affiliate Marketing, MLM etc. (3)

Check Website Security Before Engaging

Always make sure a site is secure before entering any information.

Check the SSL CertificateSSL

Here’s how you do that.  If the URL begins with “https” that means the site is secured using an SSL Certificate. That certificate secures any data you may enter from your browser to the company website’s server.  The company must go through a validation process to get an SSL Certificate.

Be careful as there is a different level of validation and some are easier to get.

DV (Domain Validation) is the lowest level.  It validates only the ownership of the domain, but not the legitimacy of the company or organization.

EV (Extended Validation) is the highest level.  With EV the company must prove their identity and the legitimacy of the business when requesting the certificate.  When you look at the browser and see a lock icon and a green address bar that means the site is SSL with an EV certificate.

.’ the Company Is Real

Physical Address And Phone Number – Reputable companies will disclose their information.  If you don’t see any information like a physical address and phone number this should be a red flag.

Return Policy – Most likely reputable companies will have their Return Policy posted on their site.  If you cannot find that, you probably want to move on to the next site.

Prices Are Too Good To Be True – When it’s too good to be true, it’s usually is! Yes, it is nice to find a great bargain, but when it is far lower than a competitor’s site then you should worry! It could be stolen goods, or you will never get what you purchased. Walk away, not worth it!

Privacy Statement – Legit sites should tell you how they protect your information and whether they give your information to third parties. Do not purchase if they don’t have that or if they are giving your information to a third party.

Con Artists Phish for Banking Info Via Text

Look out for text message scam. Scammers are trying to fool users into sharing personal information by sending text messages that look like alerts from banks.

How the Scam Works:

You receive a text message that appears to be from a bank. It’s asking you to update your profile and provides a link to a website. The link may even have the bank’s name as part of the domain.

If you click on the URL, it will take to a form that looks like part of the bank’s website. The page will prompt to “confirm” your identity by entering your name, user ID, password and bank account number. DON’T DO IT! Sharing this information puts you at risk for identity theft.

Protect yourself from text message scams.  

The following are some tips from the Better Business Bureau to protect against text message scams:

  • Just hit delete! Ignore instructions to confirm your phone number or visit a link. Some scam texts instruct you to text “STOP” or “NO” to prevent future texts. But this is a common ploy by scammers to confirm they have a real, active phone number.
  • Read your phone bill. Check your phone bill for services you haven’t ordered. Some charges may appear only once, but others might be a monthly “subscriptions.”
  • Know your rights. Real commercial text messages must provide a free, easy way for you to opt out of future communication. Learn more here.
  • Know how to combat spam textsIn Canada, an anti-spam law covers text messages. Learn more about reporting and fighting spam here.  In the US, forward the texts to 7726 (SPAM on most keypads). By doing that, it will alert your cell phone carrier to block future texts from those numbers.
  • Watch out for lookalike URLs. Just because a URL has the name of a real company in it, doesn’t mean it’s legitimate. Anyone can register a subdomain ( or similar URL (
  • Ask your phone carrier about blocking third-party charges. Mobile phone carriers permit outside businesses to place charges on your phone bill, but many providers also allow you to block these charges for free.

Be Aware Of Fake FaceBook “Like”

facebook like




The headline of an article in USA TODAY published September 7, 2017, read as follows:  Fake Facebook ‘like’ networks exploited code flaw to create millions of bogus ‘likes’.  To see a short video click here

Researchers at Facebook and the University of Iowa found a thriving ecosystem of sites that allow members to get fake likes on their Facebook posts in exchange for turning over control of their account to the site. USA TODAY was able to get 50 likes on a post in under 1 minute using one of the reputation fraud sites.

The USA Government has published a list of the common scams and frauds.  To find information on common scams and shams that can happen to you click here

Please be safe and perform your due diligence before getting involved!


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Fear Of Failures

Fear of Failures is also known as Atychiphobia.  We are afraid to fail because of the hurt failure might have on us. We look at how we would suffer if we do not succeed. That’s our egos talking.  We find ourselves giving up on our dreams because we are too afraid of leaving our comfort zone. The fear of failures is one of the strongest reasons holding back a lot of people from acting on their dreams.

We don’t trust that we’re being taken care of on a higher level, so we feel we must control everything from the physical level. Obviously, we’re going to feel fear because we can’t control everything in our lives. – Louise Hay

Remember this:  If you never try because of Fear Of Failures then you will never succeed!  Do you agree with me?

Fear of Failures is only natural when you are trying to build a successful online business.  Successful persons are people who refuse to get knocked down and keep on going.

Do you realize how close you are to turning your dreams into your reality?

If you could see how close you are to success, you’d be kicking yourself that you haven’t just reached out to grab it yet.

The truth is, no matter how much you feel like a failure, success is literally waiting to flood your life. The only thing you have to do, is tear down the “Success Floodgates” holding it back.

Fear Failure SymptomsFailure

Do you worry about what other people think about you?

Do you worry about not be able to pursue your dreams?

Do you worry that people will lose interest in your business if you start one?

Do you worry if you will be able to get a business up and running successfully.

Do you worry to disappoint people?

Do you tend to put yourself down before even starting like telling people that you don’t expect to succeed in order to lower their expectations of you?

Once you fail trying to do something, you can’t imagine what you could have done differently to succeed.

You often find excuses that prevents you from starting on a project.

You procrastinate.

Fear Failure Quotes:

“I can accept failure, everyone fails at something. But I can’t accept not trying.” Michael Jordan
“The only failure is not to try.” George Clooney
“One who fears failure limits his activities. Failure is only the opportunity to more intelligently begin again.” Henry Ford

Dealing With Fear Of Failure

You need to learn to trust Yourself.  OK, but how can I do that?

Replace your fear with the desire for your passion, your desire to live your dreams.  Picture yourself in the present running a successful business.  Trust yourself, The Power within You!  You need to trust that Power and believe that you are being taken care of, even though you are not physically in control of everything that’s happening in your life or around you.

Quit comparing yourself to others 

Focus on your desires, and trust that if you bear in mind your hunger for success, then it will happen exactly as it’s supposed to.

“Don’t fear failure so much that you refuse to try new things. The saddest summary of life contains three descriptions: could have, might have, and should have.” ~Unknown

Fear Of Failure

Here’s 3 “Success Floodgates” holding back your dreams:

1. Making Excuses

If we choose someone successful to look at as an example, like Steve Jobs, we’ll see that he never made excuses. When things went wrong, he didn’t blame other people. He didn’t refuse to accept responsibility for his own mistakes. He didn’t try to justify his poor choices.

He didn’t make excuses because he understood that failure is going to happen. It’s not the end of the road – it’s one step on the road to success.

In fact, the next Success Floodgate you have to tear down is…

2. Fear Of Failures

Like I already said, failure happens. But it’s not a dead end – it’s a step forward.

Too many people run into a tiny bit of failure, and they think they’re done forever. They give up immediately, never realizing how close they were to achieve their goals.

The problem is, they take failure personally. They think it means something’s wrong with them. But the truth is, failure is part of the journey to success.

That’s why it’s so important that you stop…

3. Beating Yourself Up

Think about it. Can you imagine Steve Jobs yelling at himself, saying that he’s dumb, or lazy, or any of the other million insults people tell themselves? Of course not!

Successful people don’t beat themselves up. They understand that taking your anger out on yourself only pushes your goals farther away. They still get upset, but they channel those emotions into constructive energy. They use that energy as jet fuel to reach their goals.

The truth about success is that you’re closer than you think. Sometimes all it takes is tearing down the floodgates, so you can let your dreams pour in.

But there’s an even easier way to turn your dreams into your reality, and it doesn’t require hard work, stress, or struggle…

You won’t believe the hidden connection that success experts recently discovered behind people like Steve Jobs, Richard Branson, and even Albert Einstein.

Check out this free presentation on this new discovery that’s changing the way people look at success, taking “hard work” out of the equation:

>>>Free Presentation: The “Brain Elevation” Secret to Success<<<

Conquer Fear Of Failure

Here are Three Powerful Questions to ask yourself:

1)   What did I learn from this situation?

2)   How can I grow as a person from this experience?   Negative Experiences help you grow.

3)   What are three positive things about this situation?  This one I use it all the time.  Out of a bad situation you need to find 3 positive things.  Trust me, there is always positive out of a bad situation!

fear of failure

There is only one thing that makes a DREAM Impossible to achieve:  The Fear Of Failure – Paulo Coelho

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American Bill Money Complaints

In this post, you will get my honest, insightful and hopefully a complete Review of American Bill Money Complaints if any.  After a thrilling research, I will be able to tell you if American Bill Money Complaints are legit or scam.  Remember my article about “What is fake reviews“?  Fake reviews indeed exist!

American Bill Money Complaints

Name:  American Bill Money Also Known As ABMAmerican Bill Money
Price: $125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500

Business Category:  MLM – Residual Income

Address:  PO Box 4008
Portsmouth, VA 23701-9108
Owner: Paul Korzeniowski
Overall Rank: 98 out of 100

Business Inception:  November 1st, 2003

American Bill Money: Product Overview

ABM specializes in selling direct mail leads of Income Opportunity Seekers and Buyers.  The system consists of the sale of advertising on a peel and sticks mailing labels.  The company uses postcards to recruit prospects to join your business.  American Bill Money uses a simple system.   Anyone can do even if they don’t have a computer or any technical skills.

Words from the Founder:

My name is Paul Korzeniowski, and I’ve been an Entrepreneur ever since I was a little kid, from maintaining a paper route to cutting grass and washing cars throughout my neighborhood, I always liked having money in my pocket and I was always thinking of how to work for myself. I graduated from the School of Hard Knocks, and occasionally, I still take a few classes there to this day.
I’ve been self-employed and self-sufficient since I turned eighteen years old. 

The Good & the Bad


PRO #1  Company has toll-free numbers that you can use for your marketing
PRO #2  Pre-Set Company Website explaining everything about the business
PRO #3  Get paid  commission within 24 hours of Referral

PRO #4  24 hours automated systems sell for you


CON #1  No back Office
CON #2  The website is slow to load

CON #3  ABM is only available in the United States and English only

Does ABM offer any Delivery Guarantee on their leads?

Yes, Any Deliverable leads you have Returned to YOU, within 60 days from the date you got them from ABM. They will replace them 2 to 1 with your next order. 

Compensation Plan

They pay you 60% commission immediately on all the people you refer to ABM, after your first referral. That is $75 a month for all that choose the “Monthly Auto-Ship” and $900 a year for all that choose the “Twelve Month Pre-Pay”.

Your first referral is called “Qualifying Sale,” and this is how your Sponsor or Upline will earn money from you. Your second referral on, everybody you refer, then they owe YOU their first referral, and those new people each owe you their first referral and so on. It goes on infinitely deep, and there is No limit to the levels of duplication you can get paid on.

So Remember from your second referral on, you get a 60% Residual Commission every month. And all these people each owe their first referral to YOU

Better Business Bureau:

There is no complaint filed with the BBB.  If you go to BBB website (1), you will see that there are 7 positive reviews all done July 31, 2017.  It can easily be classified as “Fake Reviews” Come on, there is no Positive review until July 2017 and suddenly 7 the same day!!!  But what matters here is that there is NO American Bill Money Complaints.

Ripoff Report

Ripoff Report has reported a complaint filed August 4, 2014, by Lenora — Marshall Texas.  Take a look at the report and the reply from Paul Korzeniowski owner of ABM  (2).  I wouldn’t even worry about that complaint.

Who is American Bill Money For?

It is for Income Opportunity Seekers.

American Bill Money Recruiting and Support

You will get two 800 numbers to a landing page explaining for you.

Your leads can talk to live operators, or they can sign up 24/7 on your website.

You don’t have to answer any questions, the company does it all for you, and you get notified every time you get a referral and get paid $75 within 24 hours.

American Bill Money Pricing

$125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500



Monthly Auto-Ship Package is $125/month and pays $75 every month to the Sponsor.  That package includes 150 fresh leads of “opportunity seekers and buyers” each month.  Every six months you can purchase 1,000 Postcards for only $75 or 2,500 Postcards every year for $150


Annual membership is a  Twelve Month Pre-Pay which sells for $1,500 a year and pays $900 to the Sponsor. That package includes 1,800 fresh leads of “opportunity seekers and buyers”  you would receive over the course of 12 months if you are on “auto-ship.”  You will also receive a Bonus of 5,000 Postcards FREE.

My Final Opinion of American Bill Money

The postcard communication process is out-dated.  Not too many people mail Birthday cards, Christmas cards, etc.

American Bill Money at a Glance…

Name: American Bill Money

Owner: Paul Korzeniowski
Price: $125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500
Overall Scam Rank: 75 out of 100


American Bill Money is legit.  They have been operating since 2003 and have not been shut down by FTC so you will agree with me here that they are legit

If you would like to add a review,  just do so in the comment box below.  If you are a member of ABM, we would like to hear from you!

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