American Bill Money Complaints

In this post, you will get my honest, insightful and hopefully a complete Review of American Bill Money Complaints if any.  After a thrilling research, I will be able to tell you if American Bill Money Complaints are legit or scam.  Remember my article about “What is fake reviews“?  Fake reviews indeed exist!

American Bill Money Complaints

Name:  American Bill Money Also Known As ABMAmerican Bill Money
Price: $125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500

Business Category:  MLM – Residual Income

Address:  PO Box 4008
Portsmouth, VA 23701-9108
Owner: Paul Korzeniowski
Overall Rank: 98 out of 100

Business Inception:  November 1st, 2003

American Bill Money: Product Overview

ABM specializes in selling direct mail leads of Income Opportunity Seekers and Buyers.  The system consists of the sale of advertising on a peel and sticks mailing labels.  The company uses postcards to recruit prospects to join your business.  American Bill Money uses a simple system.   Anyone can do even if they don’t have a computer or any technical skills.

Words from the Founder:

My name is Paul Korzeniowski, and I’ve been an Entrepreneur ever since I was a little kid, from maintaining a paper route to cutting grass and washing cars throughout my neighborhood, I always liked having money in my pocket and I was always thinking of how to work for myself. I graduated from the School of Hard Knocks, and occasionally, I still take a few classes there to this day.
I’ve been self-employed and self-sufficient since I turned eighteen years old. 

The Good & the Bad


PRO #1  Company has toll-free numbers that you can use for your marketing
PRO #2  Pre-Set Company Website explaining everything about the business
PRO #3  Get paid  commission within 24 hours of Referral

PRO #4  24 hours automated systems sell for you


CON #1  No back Office
CON #2  The website is slow to load

CON #3  ABM is only available in the United States and English only

Does ABM offer any Delivery Guarantee on their leads?

Yes, Any Deliverable leads you have Returned to YOU, within 60 days from the date you got them from ABM. They will replace them 2 to 1 with your next order. 

Compensation Plan

They pay you 60% commission immediately on all the people you refer to ABM, after your first referral. That is $75 a month for all that choose the “Monthly Auto-Ship” and $900 a year for all that choose the “Twelve Month Pre-Pay”.

Your first referral is called “Qualifying Sale,” and this is how your Sponsor or Upline will earn money from you. Your second referral on, everybody you refer, then they owe YOU their first referral, and those new people each owe you their first referral and so on. It goes on infinitely deep, and there is No limit to the levels of duplication you can get paid on.

So Remember from your second referral on, you get a 60% Residual Commission every month. And all these people each owe their first referral to YOU

Better Business Bureau:

There is no complaint filed with the BBB.  If you go to BBB website (1), you will see that there are 7 positive reviews all done July 31, 2017.  It can easily be classified as “Fake Reviews” Come on, there is no Positive review until July 2017 and suddenly 7 the same day!!!  But what matters here is that there is NO American Bill Money Complaints.

Ripoff Report

Ripoff Report has reported a complaint filed August 4, 2014, by Lenora — Marshall Texas.  Take a look at the report and the reply from Paul Korzeniowski owner of ABM  (2).  I wouldn’t even worry about that complaint.

Who is American Bill Money For?

It is for Income Opportunity Seekers.

American Bill Money Recruiting and Support

You will get two 800 numbers to a landing page explaining for you.

Your leads can talk to live operators, or they can sign up 24/7 on your website.

You don’t have to answer any questions, the company does it all for you, and you get notified every time you get a referral and get paid $75 within 24 hours.

American Bill Money Pricing

$125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500



Monthly Auto-Ship Package is $125/month and pays $75 every month to the Sponsor.  That package includes 150 fresh leads of “opportunity seekers and buyers” each month.  Every six months you can purchase 1,000 Postcards for only $75 or 2,500 Postcards every year for $150


Annual membership is a  Twelve Month Pre-Pay which sells for $1,500 a year and pays $900 to the Sponsor. That package includes 1,800 fresh leads of “opportunity seekers and buyers”  you would receive over the course of 12 months if you are on “auto-ship.”  You will also receive a Bonus of 5,000 Postcards FREE.

My Final Opinion of American Bill Money

The postcard communication process is out-dated.  Not too many people mail Birthday cards, Christmas cards, etc.

American Bill Money at a Glance…

Name: American Bill Money

Owner: Paul Korzeniowski
Price: $125 Monthly Auto-Ship or 12 Month Pre-Pay $1,500
Overall Scam Rank: 75 out of 100


American Bill Money is legit.  They have been operating since 2003 and have not been shut down by FTC so you will agree with me here that they are legit

If you would like to add a review,  just do so in the comment box below.  If you are a member of ABM, we would like to hear from you!

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4 Comments so far:

  1. This is a good review. Thank you for your honest opinion. There are a lot of network marketing companies out there and not all of them are good. It’s important to do your research before you join an MLM company and it’s sites like this that are invaluable for people wanting unbiased research.

  2. Hello Carole,
    I really enjoyed this reading this review. Atleast I am glad there is not another scam product. No wonder fake reviews are pointless as we all are smart enough to figure that out. Thank you for sharing.


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